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    Loan Products & Rates

    Find the perfect financing solution for your construction project. Competitive rates, flexible terms, and expert guidance.

    Home Construction Loans

    Interest Rate

    5.50% - 7.00%

    Build your dream home from the ground up with our flexible construction loan programs.

    Up to 90% LTV financing
    One-time close options available
    Interest-only during construction
    Convert to permanent mortgage
    Competitive rates and terms
    Nationwide availability
    Learn More
    MOST POPULAR

    Investment Construction Loans

    Interest Rate

    6.75% - 9.50%

    Finance investment properties and rental construction projects with specialized investment loan programs.

    Investment property financing
    Multi-family construction
    Up to 85% LTV available
    Rental income consideration
    Portfolio lending options
    Competitive investor rates
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    Speculation Construction Loans

    Interest Rate

    7.25% - 10.00%

    Build spec homes for resale with our specialized construction-to-sale financing solutions.

    Build-to-sell financing
    No personal occupancy required
    Experienced builder programs
    Multiple spec home projects
    Quick approval for builders
    Flexible draw schedules
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    Manufactured Home Loans

    Interest Rate

    6.00% - 7.25%

    Specialized financing for manufactured and modular homes with competitive rates and terms.

    Modular and manufactured homes
    Land and home packages
    FHA and conventional options
    Permanent foundation financing
    New and existing homes
    Up to 95% financing available
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    Renovation Loans

    Interest Rate

    5.50% - 7.00%

    Finance major renovations and turn your existing house into your dream home.

    FHA and conventional
    Include renovation costs
    Single closing process
    Purchase + renovation combo
    Expert renovation guidance
    Up to 95% LTV
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    Land Acquisition Loans

    Interest Rate

    6.875% - 7.875%

    Secure the perfect lot for your construction project with flexible land financing.

    Raw and improved land
    Up to 95% financing
    Combine with construction loan
    Flexible down payments
    Rural and urban properties
    Fast approval process
    Learn More

    Ready to Get Started?

    Speak with our lending experts to find the perfect loan product for your construction project.

    Call us now for free consultation

    800-325-1809

    Available Monday - Friday, 8am - 6pm PST

    * Interest rates shown are estimates and may vary based on credit score, loan amount, property type, and market conditions. All loans subject to credit approval. Contact us for current rates and specific loan terms.

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